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The Raqmiat Blog

Expert perspectives on mobile app development, Zoho implementation, PDPL compliance, AI, and the technology shaping Saudi Arabia's Vision 2030 — written by the team building it every day.

Featured Article

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Mobile Development

Building Apps for Saudi Arabia: A Complete Guide to PDPL, mada, and Arabic-First Design

Launching a mobile app in the Kingdom isn't just about translating English to Arabic. From data sovereignty under PDPL to integrating mada and STC Pay — here's everything technical leaders need to know before shipping their first build.

Author

Fazal Mahfooz

CEO, Raqmiat Technologies · April 14, 2026

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Mobile Apps 2 articles

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iOS Development

SwiftUI Banking

Apr 10, 2026 8 min read

SwiftUI for Saudi Banking Apps: Patterns That Pass Bank Audits

Architecture patterns, secure storage, and Nafath integration — what we learned shipping iOS apps for two SAMA-licensed banks in Riyadh.

Ahmed Hassan

Flutter vs React Native

Apr 6, 2026 9 min read

Flutter vs React Native in 2026: An Honest Comparison for Saudi Teams

Real benchmarks, hiring realities in Riyadh, and total cost of ownership over 3 years — from a team that's shipped 30+ apps in both.

Ahmed Hassan

Zoho Creator 2 articles

Explore Zoho Creator

Zoho Creator low-code

Apr 12, 2026 10 min read

Zoho Creator: Building Custom Business Apps Without Writing Code

How a Riyadh logistics company replaced their legacy ERP with a Zoho Creator app in 6 weeks — and saved SAR 240,000 in annual licensing.

Layla Al-Otaibi

Layla Al-Otaibi

Deluge scripting

Apr 4, 2026 9 min read

Mastering Deluge: Zoho Creator's Scripting Language Explained

From simple workflows to complex API integrations — a hands-on Deluge guide with 12 production-tested code examples.

Fazal Mahfooz

PDPL & Compliance 2 articles

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PDPL Compliance

Apr 8, 2026 7 min read

Saudi PDPL in 2026: A Practical Compliance Checklist

The 14 specific changes you need to make to your app architecture before SDAIA's next enforcement wave hits in Q3 2026.

Sara Khan

ZATCA E-Invoicing

Apr 1, 2026 9 min read

ZATCA E-Invoicing Phase 2: Setup Guide for Saudi Businesses

Complete walkthrough of Phase 2 integration with Zoho Books — QR codes, clearance workflows, and what to do if your invoice rejects.

Sara Khan

AI & Machine Learning 2 articles

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AI Banking Apps

Mar 30, 2026 10 min read

How AI is Reshaping Mobile Banking in Saudi Arabia

Inside the AI-powered features Saudi banks have rolled out in the last 12 months — from fraud scoring to Arabic chatbots.

Layla Al-Otaibi

Layla Al-Otaibi

Arabic NLP

Mar 26, 2026 8 min read

Building Arabic NLP Into Your App: Lessons From the Field

Why off-the-shelf English NLP models fall flat for Arabic — and the open-source models actually working in production for Saudi apps.

Ahmed Hassan

Vision 2030 2 articles

Browse Vision 2030

Saudi App Economy

Mar 22, 2026 10 min read

The Saudi App Economy: 2026 Numbers and Where the Gaps Are

Downloads grew 38% YoY. Here's the data on which categories are booming, which are saturated, and where the next big opportunities sit.

Khalid Al-Harbi

Khalid Al-Harbi

Smart Cities NEOM

Mar 18, 2026 9 min read

Smart Cities & NEOM: Practical Tech Opportunities for Builders

Vision 2030's giga-projects need software vendors. Here's how SMEs are getting onto the supplier lists for NEOM, Qiddiya, and The Line.

Khalid Al-Harbi

Khalid Al-Harbi

Case Studies 2 articles

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Healthcare App Case Study

Mar 16, 2026 11 min read

Case Study: A Healthcare Booking App Serving 2M Saudi Patients

How we built, scaled, and certified a PDPL-compliant healthcare app for a Riyadh hospital network — the architecture, the trade-offs, the wins.

Fazal Mahfooz

Salesforce to Zoho Migration

Mar 12, 2026 12 min read

Case Study: Salesforce to Zoho Migration in 90 Days, Saving 60% Annually

A complete teardown of how we migrated a Saudi mid-market bank's CRM with zero downtime — data model, integrations, change management.

Fazal Mahfooz